If the annual income exceeds the annual income, the amount of the employee pension will reach the upper limit?

If the annual income exceeds, the amount of employee pension payments will reach the upper limit.

Employees' pensions are one of the most important income that supports their retirement life.Depending on the subscription period and the average salary, the amount of the employee pension will change, but what is the upper limit of the payment?In this article, I will explain in detail the upper limit, annual income, and the difference from the national pension.If you want to know the upper limit of the pension to receive in the future, please refer to it.

Employees' pension payments have an upper limit

The welfare pension payment is theoretical story, but there is an "upper limit". The employee pensions that public servants and office workers join are determined by the number of years of service (subscription period) and the average salary during the subscription period. The more people who have a monthly employee pension insurance premium, the more pensions they will receive in the future. Now, let's simulate and see how much the employee pension is paid. ■ What is the annual income of the person who pays the welfare pension insurance premium? In order to receive the maximum amount of employee pensions, it is necessary to join the welfare pension and continue to pay the maximum welfare pension insurance premium for 40 years. According to the "Employees' Pension Insurance Premiums from September 2nd year", the highest amount of employee pension insurance premiums, which is a monthly premium of 635,000 yen or more per month for 32 -grade rewards. is. Let's calculate the annual income of those whose standard monthly remuneration reaches the upper limit in the case of those who do not bonus. In this case, the monthly income of 635,000 yen per month, the annual income of 7.62 million yen or more is the annual income of the person who pays the welfare pension insurance premium. Next, let's calculate the standard bonus in the case of the person who reaches the upper limit. The standard bonus is 1.5 million yen, so if you get a bonus twice in summer and winter, the upper limit is 3 million yen. Therefore, it is possible to estimate that the annual income of 3 million yen is 3 million yen, and over 10.62 million yen is the annual income of the person who pays the welfare pension insurance premium. However, in reality, during the "40 -year" period, "32 -grade rewards of 635,000 yen or more" is very small. Therefore, let's understand only for reference.